Terms & Conditions (User Agreement Summary)

1. Registration & Verification
All users must provide valid identification for account verification (KYC).

2. Wallet Usage
Users may send, receive, store, or convert funds in supported currencies. Usage is limited to personal and legal activity.

3. Crypto Access
Crypto services (e.g., USDT) are provided for storage and transfer purposes only. Maal Pay does not offer investment or speculation tools.

4. Rewards Program
Referral and rewards features may change at any time. Abuse of the system can result in account suspension.

5. Security & Access
Users are responsible for securing their device and login credentials. Maal Pay uses advanced security measures, but users must take reasonable precautions.

6. Legal Compliance
Maal Pay operates under Syrian law and strives for international compliance. All activity must align with legal standards.

7. Termination
Maal Pay reserves the right to suspend accounts involved in suspicious or illegal activity.

(Full T&C available at: maal-pay.com/terms)